When we say they are valid, we merely imply that they are a possible combination of characters which will validate when passed through the MOD 10 algorithm. The credit card numbers you generate on this page are completely random. What do we mean by Valid Credit Card Numbers? It is used to validate the primary account number to protect against accidental errors. The last digit is the checksum which we explained how to calculate using the MOD 10 algorithm. This is an individual account identifier. The maximum length of the account number is 12 digits. Here's a list of known IIN prefixes.Īfterwards comes the account number, digit 7 to last minus one. These identify the institution that issued the credit card to the card holder. The issuer identification number also known as the bank identification number (BIN) is the first six digits of the credit card number. If this digit is 9 the next three digits are the country code from ISO 3166-1. It identifies the industry where the card will be most used in.
The first digit of the issuer identification number is the major industry identifier (MII). An contains a six-digit issuer identification number (IIN), an individual account identification number, and a single digit checksum. For the technically inclined, this number complies to the ISO/IEC 7812 numbering standard. What constitutes a Valid Credit Card Number?Ī valid credit card number (also known as Primary Account Number - PAN) has several fields and each of them has a meaning.
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